As you have probably already learned, Equifax recently announced that it was the victim of a large-scale hack. The hackers were able to acquire names, social security numbers, birth dates, home addresses and some driver’s license information. In addition, credit card numbers for approximately 200,000 consumers were also hacked. If your credit card information was hacked, you’ll receive notification in the mail. Otherwise, you will … read more
It’s common in couples for one person to serve as the Chief Financial Officer (CFO) and take charge of paying bills, making investment decisions, selecting insurance policies, and employee benefits, etc. This division of labor is common because one spouse may have more interest or knowledge about financial matters, and the set-up works fine – as long as both spouses are physically and mentally healthy.
Of … read more
What would you say is the most important consideration when building your financial plan?
I believe it’s the answer to the question, “What does the future look like for me (and my spouse/family)?” The key to the answer is to consider both the qualitative and quantitative aspect, and really you (not an advisor) hold the answer to both parts.
Qualitatively, it is clarifying your short-term and long-term … read more
The thought of hiring and trusting a financial advisor to manage your finances can be very frightening. You are basically hiring someone to manage your investments and to provide advice in an area where you do not have the expertise.
To help ensure you and your financial advisor are aligned, we have provided five methods for determining if the advisor is placing your goals and interest … read more
Partner Patti Black, CFP® was interviewed in the Birmingham Business Journal’s Table of Experts: Women in Finance. The full version can be found here: BBJ Table of Experts Women in Finance. The following is an excerpt.
BBJ: What are some of the unique considerations for women when it comes to planning their financial future?
Black: Women are busy. We wear so many hats: wife, mother, professional, … read more