Our Services
WEALTH ACCUMULATION PLANNING
We tailor our advice to each individual client regarding asset allocation and investment diversification strategies. We first evaluate the economic and tax characteristics of existing investments as well as their suitability, based on the client’s objectives and risk tolerance. Then, we help our clients determine how much they should invest in order to work toward their short, intermediate, and long-term goals. After that, we facilitate implementation within appropriate investments followed up with periodic reviews for monitoring progress.
We tailor our advice to each individual client regarding asset allocation and investment diversification strategies. We first evaluate the economic and tax characteristics of existing investments as well as their suitability, based on the client’s objectives and risk tolerance. Then, we help our clients determine how much they should invest in order to work toward their short, intermediate, and long-term goals. After that, we facilitate implementation within appropriate investments followed up with periodic reviews for monitoring progress.
RETIREMENT AND INCOME PLANNING
As clients consider their retirement, a key concern is whether they will outlive their income. For clients in this stage of life, we take our wealth accumulation planning a step further by developing a customized plan for distributing assets following retirement. We focus on strategies to provide liquidity for current needs, as well as structuring predictable retirement income streams integrated with long-term growth. Our clients find that having a specific income plan staged out over several years gives them a sense of confidence.
As clients consider their retirement, a key concern is whether they will outlive their income. For clients in this stage of life, we take our wealth accumulation planning a step further by developing a customized plan for distributing assets following retirement. We focus on strategies to provide liquidity for current needs, as well as structuring predictable retirement income streams integrated with long-term growth. Our clients find that having a specific income plan staged out over several years gives them a sense of confidence.
ESTATE PLANNING
We advise clients regarding property ownership, distribution strategies, estate tax reduction and tax payment techniques. Our discussions include family gifting, trusts, wills, charitable interests, as well as disposition of business interests. We help our clients develop a plan to carry out their wishes and then facilitate implementation with their attorney.
Lincoln Financial Advisors Corp. and its registered represntatives do not give legal or tax advice.
We advise clients regarding property ownership, distribution strategies, estate tax reduction and tax payment techniques. Our discussions include family gifting, trusts, wills, charitable interests, as well as disposition of business interests. We help our clients develop a plan to carry out their wishes and then facilitate implementation with their attorney.
Lincoln Financial Advisors Corp. and its registered represntatives do not give legal or tax advice.
RISK MANAGEMENT
A fundamental part of financial planning involves risk management. We review our clients’ existing life, disability income and long-term care insurance policies for adequacy and cost effectiveness and make recommendations in areas of deficiencies. Ownership and beneficiary designations of life insurance policies are also reviewed to assure they are coordinated with the overall financial and estate plan.
A fundamental part of financial planning involves risk management. We review our clients’ existing life, disability income and long-term care insurance policies for adequacy and cost effectiveness and make recommendations in areas of deficiencies. Ownership and beneficiary designations of life insurance policies are also reviewed to assure they are coordinated with the overall financial and estate plan.
BUSINESS PLANNING
Owners of closely held businesses can benefit from our counsel regarding the continuity or disposition of the business upon their retirement, death, disability or decision to sell. Much of our planning involves bridging between generations of family members and/or other key employees in devising an effective plan for all parties. In concert with our clients’ attorneys, CPAs and other trusted advisors, we ensure the business planning is properly integrated with other facets of the overall financial plan. Our business clients can also take advantage of our expertise in pension and 401(k) retirement plan design as well as group life, medical, disability income and long term care insurance programs. Additionally, we contract with employers to provide comprehensive financial planning as a benefit to executives and key employees and conduct employee workshops on a wide range of financially related topics.
Owners of closely held businesses can benefit from our counsel regarding the continuity or disposition of the business upon their retirement, death, disability or decision to sell. Much of our planning involves bridging between generations of family members and/or other key employees in devising an effective plan for all parties. In concert with our clients’ attorneys, CPAs and other trusted advisors, we ensure the business planning is properly integrated with other facets of the overall financial plan. Our business clients can also take advantage of our expertise in pension and 401(k) retirement plan design as well as group life, medical, disability income and long term care insurance programs. Additionally, we contract with employers to provide comprehensive financial planning as a benefit to executives and key employees and conduct employee workshops on a wide range of financially related topics.
